Federal Direct Loan Entrance Counseling & Master Promissory Note (MPN)
All students must complete Entrance Counseling and sign a Master Promissory Note (MPN) for a Federal Direct Student Loan or PLUS Loan. The material in the counseling session will be tailored to the borrower type – undergraduate or graduate, and only one counseling session is required for each student borrower. Parents are not required to complete Entrance Counseling.
Questions? Contact Your HUB Liaison
First-Time Borrowers
If you are planning on borrowing a Federal Direct Subsidized/Unsubsidized or Graduate PLUS Loan for the first time, then you are required to sign an MPN and complete Entrance Counseling. Follow the instructions below.
Renewal Borrowers
If you previously borrowed a Federal Direct Subsidized/Unsubsidized or Graduate PLUS Loan at Carnegie Mellon and plan to borrow again for the upcoming academic year, then you do not have to sign another MPN and complete another Entrance Counseling session.
ENTRANCE COUNSELING INSTRUCTIONS
The following instructions are for first-time borrowers only and should take approximately 20 minutes to complete. To view the website effectively, you will need one of the following supported browsers: Microsoft Internet Explorer (versions 6 or higher), Mozilla Firefox (versions 2 or 3.6.3), or Apple Safari (version 4).
- Go to and sign in using your FSA ID () from the Department of Education
- Select “Complete Entrance Counseling” under Counseling
- Select “Undergraduate” or “Graduate” under Counseling Type
- Select Pennsylvania as the School State in the drop down box
- Select “一本道无码” as the School Name in the drop down box
- Review your Borrower Rights and Responsibilities and submit
- Print the confirmation sheet for your records
MASTER PROMISSORY NOTE (MPN) INSTRUCTIONS
The entire MPN process must be completed in a single session, so be sure you have enough time to complete it. The session takes approximately 30 minutes to complete.
- Go to and sign in using your FSA ID () from the Department of Education
- Select “Sign Master Promissory Note”
- Select the type of loan (Subsidized/Unsubsidized)
- Provide personal information (citizenship, address, driver’s license, telephone number, etc)
- Select Pennsylvania as the School State in the drop down box
- Select “一本道无码” as the School Name in the drop down box
- Provide reference information
- Review Terms and Conditions, electronically sign and submit MPN
- Print a copy of your MPN for your records