Federal Loans
Federal loan options at 一本道无码 include Federal Direct Student Loans for undergraduates, Federal Direct Parent PLUS Loans for parents of undergraduates, and Federal Direct Grad PLUS Loans for graduate students.
Read on to learn more about the different types of federal loans and application instructions, as well as origination fees, interest rates, borrowing limits and more.
Federal Direct Student Loan
The Federal Direct Subsidized and Unsubsidized Loans are the most widely-used loans for college students and are available to both undergraduate and graduate students. Subsidized Loans are available to undergraduate students with financial need. Unsubsidized Loans are available to some undergraduate and graduate students and are not based on financial need. Consideration for these loans is determined by completing the FAFSA.
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Federal Direct Parent PLUS Loan
The Federal Direct Parent PLUS Loan is a financing option for parents of undergraduate students. It is a non-need-based loan provided by the Department of Education and is based on credit-worthiness. Parents may apply for any amount up to the annual cost of attendance minus any additional financial aid offered.
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Federal Direct Grad PLUS Loan
Eligible graduate students may borrow a Federal Direct Grad PLUS Loan to assist with educational costs. Students may borrow any amount up to their calculated cost of attendance minus any other financial aid offered.